Terms & Conditions
Welcome to finance.tijexpress.com (the “Website”), operated by TIJ Express Finance. These Terms and Conditions (“Terms”) govern your access to and use of the Website, including all financial tools, calculators, educational content, and related services (collectively, the “Services”). By accessing or using the Website, you agree to comply with these Terms. If you do not agree, please refrain from using the Website.
1. Acceptance of Terms
By using the Website, you confirm that you are at least 18 years of age, have the legal capacity to enter into binding agreements, and accept these Terms in full. We reserve the right to update these Terms at any time. The most current version will always be available at https://finance.tijexpress.com/terms-conditions. Your continued use after changes constitutes acceptance. Last updated: March 15, 2025.
2. Use of Services
The Services are provided for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. You are solely responsible for verifying the accuracy and suitability of any information before making decisions. We do not guarantee the completeness, reliability, or timeliness of data presented, including interest rates, loan terms, or market indicators.
3. Account Registration & Security
Some features may require account registration. You agree to provide accurate, current, and complete information and to update it promptly. You are fully responsible for all activities under your account and must maintain the confidentiality of your credentials. Notify us immediately of any unauthorized access or security breach at support@finance.tijexpress.com.
4. Intellectual Property
All content on the Website—including text, graphics, logos, software, and design—is the property of TIJ Express Finance or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.
5. Prohibited Activities
You agree not to: (a) use the Website for unlawful purposes; (b) interfere with server or network functionality; (c) introduce malware or automated scripts; (d) scrape, harvest, or extract data without authorization; or (e) impersonate any person or entity.
6. Third-Party Links & Content
The Website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of such external sites. Inclusion of a link does not imply endorsement. Review the terms and privacy policies of each third party before engaging with them.
7. Limitation of Liability
To the fullest extent permitted by law, TIJ Express Finance and its affiliates disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Website or Services. You acknowledge that your use is at your own risk.
8. Governing Law & Dispute Resolution
These Terms are governed by the laws of Indonesia, without regard to its conflict of law principles. Any dispute arising from or relating to these Terms will be resolved exclusively in the competent courts of Jakarta, Indonesia.
9. Miscellaneous
- Severability: If any provision is held invalid, the remainder remains in full force.
- Waiver: Failure to enforce a right is not a waiver of that right.
- Entire Agreement: These Terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and TIJ Express Finance regarding the Website.
10. Contact Information
For questions about these Terms, please contact us at https://finance.tijexpress.com/contact-us or email support@finance.tijexpress.com. Additional information about our organization is available at https://finance.tijexpress.com/about-us.